Loan repayment calculator.

Use your own loan amount, expected interest rate, and tenure to explore a regular repayment plan.

Loan repayment calculator

Explore monthly payments, interest costs, and the effect of extra payments.

Loan amount ($)

Expected annual interest rate (%)Fixed nominal annual rate. Use 0 for an interest-free loan.

Loan tenure

Up to 50 years or 600 months.

Extra monthly payment ($, optional)Applied to principal with each monthly payment.

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Models a regular fixed-rate loan with monthly repayments. It does not estimate reverse mortgage payments, proceeds, or eligibility. Taxes, insurance, fees, and prepayment penalties are excluded.

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Your estimated repayment plan

Fixed rate, monthly compounding, and payments at the end of each month. Amounts are rounded to cents; the final payment may differ. Taxes, insurance, fees, and prepayment penalties are excluded. Extra payments assume the lender applies them to principal without a penalty.

This models a regular amortizing loan. It is not a reverse mortgage calculation, quote, or borrowing limit.

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